Does my insurance work in any state?

The]is video addresses concerns regarding the usability of health insurance plans across state lines. Below are some helpful key takeaways:

  • Health insurance coverage out-of-state varies based on the plan’s network.
  • All plans must cover emergency care nationwide, with specific conditions for Hawaii.
  • The definition of “emergency” can vary, potentially affecting claim approvals.
  • Policyholders should review their plan’s out-of-state coverage details and understand what constitutes an emergency to ensure protection while traveling.

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Luke explains and emphasizes that having health insurance offers more than just access to healthcare; it also provides valuable preventive services at no additional cost:

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